Friday, April 17, 2009

Friday Financial Analysis

Prior to my frugal days, the weekend was the most dangerous time for my bank account because of my weekend spending binges. It was like the money was magnetically repelled away from my wallet. I'd go to Costco and drop $250 at the til without any prior consideration or head to the outlet stores and cherry pick some cute shoes or outfit(s) to add to my already too small closet. Pointless! Looking back, I'm not sure how I managed that but I only have to look at the remaining balance on my #2 Visa card to remember.

Original Balance: $6,150.56
Today's Balance: $5,500.00
Total repaid to date: $650.56

I actually had paid off more but added another $500 on it for a trip back to Vancouver for the May long weekend. Anyway, the $650 is not impressing me and if I want to achieve my goal of paying off Visa #2 by the end of September, I need a plan!

Voici - "le plan"
The payment schedule is pretty stiff but I think I can do it. I really need to be frugal and save though because admist all this debt repayment, I also have to pay for a few other big expenses like another trip back to Vancouver for on of my BFF's wedding. Which reminds me, I really need to work on my 2009 overview budget this weekend.

Should be a pretty low key weekend this weekend. I went MIA on my turn for house-cleaning last weekend so I need to do that, then yoga and sushi which is becoming my Sunday ritual.

Today's bank account balance: $631.56
Minimum balance: $578.19
Ahead of the game: $53.37

1 comment:

  1. hey don't forget you paid down #1 already though... that's gotta count for something right? i keep thinking i should add my paid off card to my page just so i feel better about something.... but i paid it off before i started the blog. doh!

    have a good weekend, and thanks again for the tips! i had a great time in toronto, especially all things considered....

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